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Exclusively for business real estate needs, a commercial mortgage is a loan secured for the purpose of purchasing a commercial structure. Examples of commercial properties include office buildings, shopping centers, industrial warehouses, and apartment buildings.

 

If you’re interested in securing this type of mortgage loan, you’ll find that we offer the most attractive and practical loan terms and conditions. 

Fixed Rates
Fully amortized, no balloon payments.

Competitive Rates
Interest rates based on credit worthiness.

25 Year Term
No private mortgage insurance - secured by property lien.

Choose First Financial
Since our interest rates are lower, we make the cost of accessing commercial mortgages more affordable for our clients. You will also appreciate a host of other benefits, including access to one hundred percent financing and no loan origination or discount points.


To make things easier for you, we are proud to offer a fast and easy pre-qualification process, and we are happy to review all types of applications. We are dedicated to supporting the needs of ambitious businesspeople, whether they are newbies, current business owners, or seasoned pros.


Now, let’s talk about the specific advantages of commercial mortgages…


You’ll Retain Complete Ownership
When you access a commercial mortgage loan via First Financial, you’ll be able to retain complete ownership of your business. Rather than selling part of your interest, you’ll be able to keep ownership intact via our sensible financing service. This means that any future profits generated via your commercial property will be yours to keep.


In addition, by retaining total ownership of your property, you’ll be able to take advantage of any appreciation on that property. This appreciation will translate into pure profits if you do decide to sell your building down the line.


Lastly, you’ll find that your cash flow improves when you take out a commercial loan. By making a small payment up-front, you may design a customized repayment plan which suits your needs.