First Financial Logo White & Gold w_ Blu

With funds available up to $5 million, our ‘Big Ticket’ loan is terrific for start-ups, business acquisitions, debt refinance, working capital, inventory, and tenant improvements.

Designed specifically for:

  • Business Acquisitions

  • Commercial Real Estate Purchases

  • Franchise Start-ups

  • Variable interest rate:

  • Capped at WSJ Prime Rate + 2.75%

  • Can adjust quarterly, currently at historic lows

  • 10-year term, fully amortized, no pre-payment penalty

  • Required equity injection starting at 15% of total project

  • cost from non-borrowed sources, per SBA guidelines

  • Secured by business assets, personal collateral will be required

  • Closes within 60 business days

  • Consulting fee of $2500 due upon receiving bank approval checklist