Start-up Franchise FundingDream Loans

Our exclusive Dream Loan is tailored for start-up franchises and small businesses, offering the perfect financing solution to bring your entrepreneurial aspirations to life. 

What sets this loan apart is its incredible feature of 9 months of interest-only payments. 

First Financial's Dream Loan Overview

No Personal Collateral Required

Strong applicants can secure a loan with no personal collateral

60-Day Closing

Closes within 60 business days after location selection. 

20% Required Equity Injection

Required equity injection starting at 20% of total project cost from non-borrowed sources 

$25K Line of Credit

Additional $25k Line of Credit at closing

Business Banking Checking Account

Requires a business banking checking account to be established with the lending institution.

What Makes our Dream Loan Unique

Our Dream Loan eliminates immediate full-loan repayments, allowing you to focus on growing your business during those crucial early months. 

9 Months Interest-Only Financing

The Dream Loan from First Financial provides 9 months of interest-only financing. With a 10-year term, this loan is designed to nurture the growth and longevity of your franchise or small business, providing a stable and supportive financial platform from which to launch your entrepreneurial journey.

$250k - $350k in Funding

Dream Loans are designed to meet a wide array of financial needs, reflecting our understanding of the diverse requirements of different businesses. Our loan values are not one-size-fits-all but are instead tailored to match the unique demands and potentials of each entrepreneurial venture, ranging from $250,000 to $350,000.

Take the Next Steps with First Financial

Our process is simple, and we’re here to guide you through each step to ensure you get the funding you need.  


No Obligation Consultation

Contact us to schedule a consultation with our experts to gain clarity on your potential funding options. We’re committed to understanding and aligning with your vision.


Pre-Approval Questionnaire

Complete our pre-lending approval form to ensure you’re well-prepared and positioned to obtain the funds you need launch or grow your business.


Guided Approval Process

With our unwavering support, every step from paperwork to funding approval is handled meticulously. Trust in us to turn your turn your business aspirations into reality.

Leverage Your Business' Competitive Edge with Dream Loans

Understanding the intricacies of funding can be overwhelming, but the right financing for dream loans can be valuable. With tailored terms and flexible repayment options, First Financial’s Dream Loan is designed to support your entrepreneurial aspirations.

Secure your Dream Loan with us today – book a free consultation with one of our experts.