SBA Dream Loan

Gain access to working capital. Perfect for new businesses, franchises, and existing businesses. Our 10-year term, coupled with a simple interest rate, provides our clients with a competitive loan that moves them one step closer to fulfilling their dream.

​

Perfect for franchise start-ups

​

• Variable interest rate

  • ​9 months of interest only payments, limitations apply

  • Capped at WSJ Prime Rate + 2.75%

  • ​Reviewed quarterly by Federal Reserve

• Secured by business assets

• No personal collateral required for strong candidates

• 10-year term, no pre-payment penalty 

• Closes within 60 business days

• Required equity injection starting at 20% of total project cost from non-borrowed sources

• Additional $35k Line Of Credit at closing

​​

Requires a business banking checking account to be established with the lending institution.