

First Financial provides flexible and creative financing
for its customers. With 25 years of experience, and millions of dollars worth of loans funded to our valued clients, our team of highly trained professionals can structure both conventional, and highly sophisticated transactions to meet your business demands.
Fast, Flexible, Funding!
Designed specifically for start-up and existing businesses
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Perfect for home-based franchises of all types
Variable interest rate based on WSJ Prime Lending Rate + 2.75%
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Reviewed quarterly by Federal Reserve
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10-year term, fully amortized, no pre-payment penalty
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Bank closing fees netted from loan proceeds
Personal guarantee; No personal collateral
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Secured by Business assets
SBA Guarantee
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Increases the prospect of loan acceptance
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Bank approval within 1 (one) business day
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Closes within 30-45 business days
Qualifications and Requirements
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No excessive bank inquiries
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Credit score 685 or higher
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10% equity injection (of total project costs)
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Must meet post-closing liquidity requirements
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Verification of documents (personal and business financials and all SBA forms)
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Consulting fee of 2% fee due upon receiving bank approval checklist