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The M5 LOAN program

Exclusive to My Military Financial Services, the M5 Loan® allows veterans or their spouses the opportunity to qualify for SBA financing with less net worth or comparable credit history requirements. The same accelerated loan process, no collateral, and low monthly payments as our ever-popular Express loan program, but with additional perks for valued U.S. Military Veterans.

The M5 Loan® is a military only variant of the SBA 7A LOAN. It was founded by a Veteran for Veterans, Active Military or their Spouses.

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M5 Loan® benefits include:

  • No comparable credit required (if separation is within 5 years)

  • Minimal net worth required (if separation is within 5 years)

  • Reduced post-closing liquidity requirements for Active-Duty personnel and those that have been separated less than a year

  • Expedited processing


Requirements to qualify for the M5 Loan® 

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  • Verification of military status (i.e., DD-214 or current LES)

  • Outstanding credit card debt not to exceed 40% Credit usage

  • Credit score must be 685 or Higher

  • Start-ups and new businesses in operation less than 2 years require minimum cash injection of 10% of overall project cost. The funds used for the injection must come from non-borrowed sources.

  • Personal liquidity will depend on industry. Call for more information on liquidity requirements.

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For more information on the M5 Loan® visit us at mymilitaryloans.com

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